Prestige Insurance Group LLC
Independent & Florida-based

Coverage that fits your life, not a one-size policy from one company.

Prestige Insurance Group LLC shops your auto, home, business, or boat policy across multiple A-rated carriers — so you get the right coverage at the right price, from an agent who actually picks up the phone.

Multiple A-rated carriers Licensed Florida agency No cost to shop your policy
What we cover

Coverage shaped by 35+ years of experience.

Every policy below can be bundled together for a multi-line discount — ask us what that looks like for your household.

Auto

Liability, comprehensive & collision, and uninsured-motorist coverage sized to how you actually drive.

  • Liability limits above FL's state minimums
  • Uninsured/underinsured motorist protection
  • SR-22 filings handled for you
Popular add-on: roadside & rental reimbursement

Home & Renters

Dwelling, wind, and flood coverage built for Florida's actual risks, statewide — not a generic national template.

  • Wind mitigation credits reviewed
  • Separate flood (NFIP or private) options
  • Replacement-cost vs. actual-cash-value explained plainly
Popular add-on: scheduled jewelry & valuables

Business & Commercial

From a business owner's policy (BOP) to commercial auto and workers' comp for your crew.

  • General liability & property in one BOP
  • Commercial auto & hired/non-owned auto
  • Workers' compensation & certificates on request
Popular add-on: umbrella liability

Boats, Motorcycles & RVs

Agreed-value hull coverage, towing, and hurricane lay-up options for the toys that get you outdoors.

  • Agreed-value hull & outboard coverage
  • On-water towing & wreck removal
  • Seasonal lay-up rates during hurricane season
Popular add-on: gear & personal effects
Why independent

We work for you, not for one insurance company.

  • 01

    We shop the whole market

    One application, quotes from multiple carriers — you see the actual side-by-side, not just one company's number.

  • 02

    One person for claims, not a call center

    When something happens, you call an agent who already knows your policy — not a queue.

  • 03

    Local knowledge that shows up in your policy

    Wind mitigation credits, flood zones, hurricane lay-up periods — we build around Florida, statewide, not around a national average.

  • 04

    Shopping your policy costs you nothing

    Carriers pay our commission, so getting a second opinion on your current coverage doesn't cost you a dime.

What we'll ask for

Have these handy and a quote usually takes under 15 minutes.

AutoDriver's license & current declarations page
HomeYear built, roof age, square footage
BusinessEntity type, payroll, annual revenue
Boat/RVMake, model, length or engine size
How it works

From first call to bound policy in four steps.

Tell us what you're covering

A quick conversation about your vehicles, property, or business — by phone, text, or in person.

We shop it across carriers

We run your information through our carrier network and come back with real, comparable quotes.

You compare and choose

We walk through limits, deductibles, and price side-by-side so the trade-offs are clear before you sign.

We stay on the account

Policy changes, renewals, and claims all come back to the same agency — not a new rep every year.

Filed a claim before 6PM or after? Either way, someone picks up.

Call the number below first — we'll help you document the loss, understand your deductible, and get the right carrier claims desk on the line.

Get in touch

Ready for a real quote from a real person?

Email us your current declarations page or just call — we'll take it from there.

Office hours

Monday – Friday9:00 AM – 6:00 PM
After 6PM & weekends786-239-9750
Claims supportSame-day callback
Email us for a quote